Modern Australian

Private health insurance premiums should be based on age and health status

  • Written by Francesco Paolucci, Associate Professor; Head of Health Policy Program, Sir Walter Murdoch School of Public Policy and International Affairs, University of Newcastle
Private health insurance premiums should be based on age and health statusPolicy changes have failed to stop young people dropping their private health insurance.Shutterstock

Private health insurance has come under intense scrutiny in recent months, as it becomes clear health insurers are failing to stop the exodus of young people dropping their cover.

Legislated age-based discounts began in April 2019 but haven’t...